From building thousands of modular and manufactured homes, we put together the following list of frequently asked questions. If you do not find what you are looking for, please schedule a free consultation with one of our modular home experts.
Do you offer land home packages?
Yes! Accolade Homes can offer you a land home package. We work with several real estate agents that will find the exact location for your dream home. At that point, we will provide you with a complete bid for your construction and home project, and will then will wrap the entire project into one package. Regardless of the size of your home, we have the resources to get it done, allowing you to have one monthly payment.
How do I get financing?
At Accolade Homes, we work with a few finance companies that provide a wealth of experience and knowledge for your home financing process. Conventional, VA, FHA, and construction loans are just a few of the many loan programs that we can help you obtain.
What are HUD coded homes?
Manufactured homes are constructed to meet or exceed the national code called HUD code (United States Department of Housing and Urban Development). The HUD code regulates the home design, construction, strength, durability, fire resistance, and energy efficiency. The HUD Code also prescribes the performance standards for heating, plumbing, thermal and electrical systems.
These homes are built on a steel framework that is part of the home structure. This frame cannot be removed and is permanently affixed to the house, providing a great deal of its structural integrity. This frame allows the home to be set on jacks or concrete blocks or placed upon a simple type of foundation type structure. Most HUD homes are located in Mobile home parks and communities. This type of home frequently is a single section home. However, two and three section HUD homes have been built.
Manufactured HUD homes are identified by a HUD code label that is on the outside of the house. It is a light metal and is usually a reddish color and will always have the term ”Housing and Urban Development” within the text. Within the home, you typically will also find a Data plate located in one of the following locations. Sometimes this on the water heater/furnace area, under the kitchen sink of the master closet attached to the wall. This data plate can be identified by a map of the United States showing wind loads and snow loads for the home. There should be additional information about the home furnace and other appliances also present. Keep in mind the steel frame under the house is typically a good indication that the home is built to HUD code.
Manufactured HUD homes are more challenging to finance and insure based upon their type of construction and the fact that you can move them from site to site. They typically do not hold there value as well as Modular IRC homes. However, there are a few lenders and insurance companies that offer programs for this type of home. Rates can be a little higher, so please consult your lender and insurance person before making any final decisions.
What are modular, IRC & UBC homes?
A Modular, IRC, and UBC coded homes are constructed to meet or exceed the regional, state, and or local building codes. These homes are built in a factory controlled environment. These sections are transported to the site on a carrier frame where they are lifted off and placed on a permanent foundation. This type of construction is quickly assembled to give minimal exposure to the weather and allowing a quicker move-in date.
Modular, IRC, and UBC homes must be placed on a foundation; therefore, there is no distinction between a modular IRC and a site-built home. Your financing and insurance will be the same as any other site-built home at a fraction of the cost per square foot. We have seen that Modular, IRC, and UBC construction has become the preferred building method for those individuals that are concerned about a quick construction time frame and top quality all at a lower price per square foot.
Modular, IRC, and UBC coded homes are built in sections. You will see that double and triple section homes are the most common. But we have seen homes of four individual sections come together to form one large structure in a fraction of the time as on-site construction.
What services do you provide?
Accolade Homes sells, designs, and builds modular and manufactured houses throughout Colorado and surrounding states. We are an excellent match for any home buyer looking for a full-service modular home dealer and builder
What’s the difference between manufactured HUD & modular IRC ?
Both styles of homes are engineered and constructed in sections and joined together by the dealer on-site. The building process begins in the design phase by engineers using state of the art computer-aided design programs. These programs allow the builder to customize floor plans and produce drawings that enable exact material requirement lists.
Both allow for consistent quality and a quicker build time than on-site construction. Typically a home can be built in a few short weeks, where everything is completed from the interior finish to the carpet installation. Both home are transported to your site and set up.
However, the similarities end at that point. Following, you will see the differences between the two allowing you to determine what type of construction is right for your situation.
Why are your prices so low?
We do not have high rent payments and overhead costs that many dealerships face each day. Since we are locally owned and operated, we can offer you low prices and excellent services, saving you a great deal on your home purchase.
Why should I choose Accolade?
Since 1984, Accolade Homes has been dedicated to providing customers with excellent homes and services – we want you to have a great home purchasing experience! We provide a complete line of homes, land home packages, on-site construction, and more. If you want a great custom factory-built home, basement, garage, barn, and more we are the ones who can get it done!